Simply Free Checking

No minimum balance

No monthly service charge

FREE Debit Card with Access to Over 170,000 ATMs Nationwide

FREE Online Banking with Text Alerts

FREE Bill Pay

FREE Mobile Banking with Mobile Deposit

FREE eStatements with Online Check Images

FREE Zelle^® Person-to-Person Payments

FREE External Transfers

FREE Greenlight Youth App and Debit Card

FREE Thank You Gift

FREE gifts for referring others

Buy back of your debit cards and unused checks from another financial institution up to $10

With GenFed Financial Credit Union, you have access to over 5,000 branch locations nationwide with our shared branch network.

GenFed members are eligible for the Greenlight SELECT plan at no cost when they connect their GenFed account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Plans start at $5.99/mo. Upon termination of promotion, members will be responsible for associated monthly fees. See terms for details. Offer ends 1/14/2029. Offer subject to change or renewal.  

Minimum opening checking deposit is only $50. Ask us for details. Credit union rules and regulations apply. Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details. Interest/dividends will be earned on all accounts except Simply Free Checking, Simply Free Business Checking and Commercial Checking. Free gift or $5 initial deposit for new members may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. ACCOUNTS INSURED UP TO $500,000. American Share Insurance insures each account up to $250,000. Excess Share Insurance Corporation provides up to an additional $250,000 of insurance per account. By members’ choice, this institution is not federally insured.   MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.

No monthly fees, no minimum balance, just simple, hassle-free banking designed to fit your life.

The Free Checking Account You Deserve

We love staying in touch with our members!
Text GENFED to 888-GENFED-1 to get the latest GenFed news!

Open your account online or visit your nearest branch

We love staying in touch with our members!
Text GENFED to 888-GENFED-1 to get the latest GenFed news!